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The Applied Bank secured visa card is owned and operated by the Applied Bank, an industry leader in the credit card market who has been operating since 1996. The card is aimed at people who have a bad history, or have been denied on an application due to a low score.


Many people apply for an unsecured card, but their application is rejected due to them having financial problems in the past Adidas NMD R1 Sverige , such as missed mortgage and bill payments, CCJ’s and bankruptcy. The next step for these individuals may be to apply for a secured card, such as the one we are looking at in this article.


The main difference with a secured card is that the cardholder is required to make an initial deposit of their own money, which then becomes their limit. In the case of the Applied Bank secured visa card Adidas NMD Chukka Sverige , the customer needs to provide an up-front bond of between $200 and $5,000. The limit can be increased at any time by adding extra funds to this deposit, up to a maximum of $5,000.


An advantage is the APR Adidas NMD R2 Sverige , which is a low fixed rate of 9.99%. This is a low interest rate for a card of its type, as many others carry a rate of 20% APR or above. The rate will not change, even if you are late when making your monthly payment.


The card also carries a guaranteed approval and an easy application process. There are no credit checks or pre-determined income requirements, but a potential customer will be required to verify their identification and social security number Adidas NMD XR4 Sverige , and provide proof of address before they are accepted. All being well, the card will be issued within 7-10 days.


The Applied Bank secured visa card can be used in much the same way as a regular visa card. It is accepted at millions of locations worldwide, it can be used to purchase goods and services over the Internet and the cardholder is able to withdraw funds at one of around one million ATM’s worldwide.


This is ideal for anyone that has had problems being accepted for an unsecured card andor has a bad rating. It could also be recommended for young professionals and students who have not previously had any form of credit, and thus have no history.


For all of these individuals Adidas NMD City Sock 2 Sverige , the card offers a way in which they can re-build their report and increase their score. The reason for this is that the Applied Bank provides reporting to all three major credit bureaus.
The downside is that it carries a number of fees and charges. There is an annual fee of $50, a late payment fee of $32-$35, an over-limit fee of $32-$35 and a percentage charge for withdrawing cash from an ATM.


Overall, the Applied Bank secured visa card is one of the best of its type Adidas NMD XR1 Sverige , and should be given serious consideration by those who have been rejected for an unsecured card, or have no credit history.


For more about the Applied Bank Card or to learn more about No Credit Check Cards visit us.


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